Take a look at it this way: Multiple Realities...

Imagine a high rise building, and on every floor there are the same people -
in different levels of consciousness, and therefore, different
circumstances.

When you get into the elevator/lift, for a while at least, you automatically
go to the floor that is most appropriate for your level of development.
After a while you have a choice which button to push for the level you want
to experience.

In the basement we have those who are at the basic level - torturing and
being tortured. Sever suffering - that sort of thing.

Then the levels progress in consciousness, and thus circumstances.
Progressing - like, totally selfish; just taking care of the immediate
family, extended family, religious group, country.

Anger, complaint resentment, guilt. Very crowded floor these ones.

Then helping others - for one's own salvation.
Helping others from deep caring. Lots more room and fun, on this level.

And so on.

At the higher levels comes a real choice - the level you experience is
totally up to you.

In the Penthouse life is wonderful. Everything you desire.
And a great view - you can see where you have come up through, and what
others are struggling with. Of course you want to go down and bring them up
to your floor - but very difficult. People get addicted to the level they
are on.

And, even on the top floor, you are still connected to the 'earthly.'

When you are ready....